What is a single vehicle accident?
A single vehicle car accident (collision, crash) is a road traffic accident with only a single vehicle involved. There may or may not be personal injuries occurred.
What are the main factors leading to a single vehicle auto collision?
- Slick Road Conditions
- Distracted Driving
- Bad Roadway Conditions
- Animals on the Road
- Flying Objects
- Bright Sun / Sun Glare
Should I hire a personal injury lawyer to file a claim?
A motor vehicle accident usually involves several cars, motorcycles, trucks or other vehicles. If you are not at at fault (an accident happened due to the negligence or carelessness of another motorist(s), you are definitely have full rights to file a claim to get compensation from another party’s insurance company. In single vehicle accident cases, the situation is different.
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If you are involved in a single vehicle collision, caused by any of the factors listed above, you may be considered at fault. So, it will be your decision whether or not to file a car accident claim to get compensated for damages. In any case, you will need an experienced car accident lawyer who will makes sure you get what you are entitled to.
Of course there are situations when filing a claim is not necessary or doesn’t make much sense. Here is a couple of examples:
- It is clearly your fault (distracted driving, speeding, etc.)
- Nobody was injured
- Minimal damage that you are able to compensate yourself
- You simply don’t want to deal with your insurance company
Will it affect my insurance?
There is no simple answer for this question, because it depends on many factors. Your premium most likely will not be affected if you are proved to be not at fault and the accident was not preventable. Not filing your claim doesn’t guarantee your insurance premium will stay unchanged though. It may be increased if you received a police ticket along with demerit points recorded on your driver’s license. Demerit points is a signal for insurance companies to re-evaluate and increase a driver’s premium.
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If you or someone you care for have been involved in a motor vehicle accident and need legal assistance, please call Toronto car accident expert lawyers at
1 (844) 722-5246 or Book your FREE consultation.
